Financial security, Money Matters, Taxes, time management, women at home

SCARY MONEY STATISTICS!

If you’re reading this blog its probably because you’re wondering if you fit the bill for any of the scary statistics I’ve discovered about most people’s personal finances.

(I’ve included the original articles for your own verification)

Ask yourself, honestly… does this sound like me?

And if the answer is ever “yes” – CLICK HERE – and let us know so we can help you get back on track.

We can help you increase your income, increase your credit score, manage your taxes, and get your finances in order for good.

Well, here they are…and they are SCARY.
Scary Statistic 1: 63% of Americans do not have $500 in the bank.

( https://www.cbsnews.com/news/most-americans-cant-afford-a-500-emergency-expense)
Scary Statistic 2: 33% of Americans have $0 in retirement savings.

(http://time.com/money/4258451/retirement-savings-survey)
Scary Statistic 3: 1 in 5 Americans have no savings at all.

(https://www.cnbc.com/2018/03/15/bankrate-65-percent-of-americans-save-little-or-nothing.html)

Scary Statistic 4: HALF of Americans live paycheck to Paycheck.

(https://www.marketwatch.com/story/half-of-americans-are-desperately-living-paycheck-to-paycheck-2017-04-04)
Scary Statistic 5: 43% of Students cannot make payments on their student loans

(https://www.wsj.com/articles/more-than-40-of-student-borrowers-arent-making-payments-1459971348)
Scary Statistic 6: The Average American owes $15,983 in Credit Card Debt. (https://www.nerdwallet.com/blog/average-credit-card-debt-household)
Scary Statistic 7: 30% of Americans are Constantly Stressed About Money.

(https://www.cnbc.com/2018/03/19/30-percent-of-americans-are-stressed-out-about-money-constantly.html)

Yikes!

To review: Students can’t pay back school, Americans cant afford to save, many will never retire, carry tons of debt and are stressed about money all the time.

Don’t let this be you.

I have an  answer: CLICK HERE TO TAKE YOUR FIRST STEP

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Financial security, Money Matters, Taxes

Can I Write That Off?

Everyone working a home business needs  to learn how the government encourages some individuals to pay LESS in taxes and allows them to keep more money in their pockets.

It sounds far-fetched that the government would encourage you to pay less in taxes,     but it’s true.

The government knows that small businesses generate over 70% of the job growth in North America.

Because of this, Congress passes favorable tax laws that incentivize entrepreneurial individuals to start and build businesses.

You can take advantage of these favorable tax laws by making one simple decision…

Start a business!

As a business owner you are eligible to write off:

A portion of your mortgage/rent
Expenses for operating and driving your car
Some of your Utilities
Day Trips or Vacations
Meals  Entertainment  and more.
MyEcon is a company that specializes in teaching individuals how to take advantage of these favorable laws by setting up a business.

MyEcon’s business program minimizes the risk of starting a business from day one,

Helping  most people produce a positive cash flow within a few short weeks of getting started.

To find out more about how  MyEcon works, view the business details here:

person holding black pen
Photo by rawpixel.com on Pexels.com
http://~username~.myecon.net/opportunity-video
Money Matters

I WANT MY MONEY BACK!!

Almost everyone thinks they’re worth more money, but many people are reluctant to ask for it.

In fact, a PayScale salary survey reports that 57 percent of people have not never asked for a raise at their current job.

Why do you think this is true?

The answer is simple.

Asking for more money is a stressful and often awkward experience for most people.

These conversations can often be uncomfortable and unproductive and some people are afraid of being perceived as pushy.

What if I told you there was a way to increase your take home pay WITHOUT asking your boss for a raise… would you be interested in learning how?

The strategy to getting an increase in your take home pay is to tap into the money that is already on the table that you are entitled to that you are not receiving.

The IRS reports that 80% of individuals are overpaying their taxes every month.

Simply put, they are having too much of their money withheld from their paychecks.

In addition, the United States government will actually pay you, in the form of tax deductions, to start your own business. These deductions put even more money back into your paycheck.

How do you get started?

MyEcon, is a personal financial success company.

We teach individuals how to take advantage of both strategies.

With Strategy #1, you learn how to properly correct your W4 withholdings so that your employer does not take out more taxes than is required by the federal government. This simple strategy can take less than 5 minutes to implement once you learn the proper way to complete your W4.

With Strategy #2, you will learn how to start a simple business that qualifies you for additional tax deductions and positions you to earn additional revenue income.
myEcon will even train you how to turn your ordinary expenses into tax deductible expenses and how to keep the records to qualify for the additional deductions.

If you would like to increase your monthly pay check by $100 – $300 as soon as your next pay period, click the link below to receive more details:

I WANT MY MONEY BACK!!!

Go here to find out more…

http://tbyl.myecon.net/opportunity-video

Financial security, Money Matters, Uncategorized, women at home

Money Monday

The coffee’s not strong enough.

The dog wanted out way too early.

My hair looks great-  but I’m up a pound…

Awwww,   the weekend is over.

Monday is a day to re evaluate, focus, get back to work, and earn that money that keeps us going.

To a Day job,  8 to 5,  career,  side gig,  hustle, empire-   lol,   whatever you call your income stream (s).

Monday’s to me are like January 1st every week.

A time to reflect,  start new and try again to be that person God wants me to be.

Can I say “God” in the same blog post as money?  YES!

The Bible tells us that God knows the desires of our hearts.

(Time and Financial Freedom)

The Bible also tells us that God will supply all of our needs if we put him first.

(Shelter, food, protection, clothing —  the basics.)

So then,   what should our money priorities be on Monday morning?

 

PAY YOURSELF FIRST

  food, shelter, transportation, and clothing basics.

PREPARE FOR LIFE’S EMERGENCIES

$1000.00 minimum is savings,  preferably up to 3 months expenses.

PROVIDE FOR OTHERS IN NEED

  support the neighborhood?  NO!   But there are legitimate needs,  with people that want to help themselves, that are just needing a little help sometimes.

 

MyEcon has a system that can help you stop living just paycheck to paycheck, take care of your families’ needs and prepare for the future.

If you are serious about becoming financially secure,  

take a minute and take a look.

I think you’ll be glad you did. 

money pink coins pig
Photo by Skitterphoto on Pexels.com

 

 

 

 

 

 

 

 

 

Hair, healthy, Money Matters, relax, time management

Month End Panic

box business celebrate celebration
Photo by rawpixel.com on Pexels.com

It’s July 31st,   mid morning, and the panic of “Month End” is starting to hit.

All of my business friends are scrambling for that last sale,  last new partner, last little monthly goal to take them to the next level,  or allow  them to survive at the level they’re on.

My email is literally blowing up with offers from people  that I haven’t spoken to in months.

“Month end”  is very stressful,  even for the most successful of  business owners.

One more bottle of shampoo will get you over that $300 a month goal.

One more new business partner will promote you to Executive Vice President.

One more bottle of Hemp Extract and a new Free affiliate partner will keep you active and earn you a Free bottle for yourself.

Or for some,  at least one more sale or you may not be able to continue doing business in August 😦

What the hell are we all doing?

What would happen if we all just checked out for that last day or so of the month?

What if we kept that “fresh month” attitude that we have on the 1st,   all the way until say about the 28th,   then just chillaxed?

Would everything crash?    Would anybody die?

Would online sales and marketing as we know it come to an end?

NO!

The reality is,  (my favorite statement, used in almost all of my posts?)   the last day of the month,  “month end” as we refer to it,   would come and go,   we would wake up on the first day of the next month and see a true picture of our previous months efforts.

Good?  Bad?   Could be worse?

But TRUE results.

It’s my belief that the pressure applied by “uplines” to “downlines” near the month are one of the quickest ways to send a new partner packing.

The pressure of not measuring up in those first few months can be overwhelming to a person that is new to the day to day stresses of online sales and marketing.

The stress of trying to earn a large amount of money quickly in this business is not realistic and completely harmful to everyone involved.

What if we all used the last couple of days of the month to BREATHE,  and reflect and spend some time with the family that we’ve probably neglected just a little the past month.

Would our monthly totals suffer?          I doubt it.

I believe that resetting our priorities and taking a day or so to refocus at the end of each month would serve our businesses better than putting out that  MONTH END PANIC aura that we’re now in the habit of.

Today’s the day,   what are you  going to do?

Call the team, remind them that they “only have until midnight!”

Buy something from yourself to appear to have met that monthly sales goal?

Or put down the phone,  close up the laptop and take your kid to the park.

Drink some good coffee,  maybe catch a movie.

Just forget “Month End” and CHILLAX!      🙂

 

 

 

 

 

Money Matters

Retirement, Good Luck on that!

man and woman sitting in front of table with books and cup of coffee facing each other
Photo by rawpixel.com on Pexels.com

“A penny saved is a penny earned”

“Put money away for a rainy day”

“Pay yourself first”

Any of those quotes sound familiar?

Yeah,    we’ve been taught that we should save for our entire life.

Reality?   Most adults are “going” to start saving,   have a mental plan to save, but a wallet that just doesn’t let it happen very often.

Why should we worry about our savings?    Can’t we all just live off of our hard-earned, already paid into Social Security when it’s time to retire?

Common misconception.

Professionals tell us that we need to have 3 months of expenses tucked away in a savings account at all times.           (yikes!)

Professionals tell us that we need to math-out our retirement years and how much we’ll need to get financially to that point.

If only there was an app to get us started on that INCOME STRATEGY …

Yep,   We have an app for that!

MyEcon Financial is your own personal Economic System,  complete with money management and money planning apps that make improving your bottom line a breeze!

Financial planning for the little guy!

Know where your money is going,   find out how to increase your take home pay WITHOUT asking for a raise,   and get a quik and easy way to see exactly where you are, where you want to be and what it’s going to take to get there!

Come take a look at MyEcon–   If you’re in business,  thinking of starting a business,  looking at retirement or just ready to “get on top” of your finances–

We’ve got an app for that!

 

 

 

 

 

time management

DEADLINES, Life’s little Director

Project due by Friday.

Kids to practice by 6:00 on Saturday.

Car payment due on the 15th.

Great sale at Target doesn’t start until Tuesday…

Schedules, calendars, planners and smart phones all keeping track of life’s deadlines.

What if?

What if we all gave up the strict time schedules that we’ve committed ourselves to in life,   and lived life based on our own internal clocks.

“Natural time”  let’s call it.

Natural time would mean that adults would be able to sleep until they wake without the shrill of an alarm clock.

Natural time would mean that children could practice ball, or piano or tennis,  when they feel like it,  not on a strict schedule

Natural time would mean that chores would get completed,  whenever…

Businesses could be open whenever…

Bills would just get paid,  whenever…

Yeah,   we all see why this would never work out 😦

But,  sarcasm aside,  there is an argument for simplifying your life by slowing down, weeding out and loosening up your schedule.

How about purposely planning a day every week that has no real agenda.

Wake when you want,   do the chores you feel like,  eat breakfast for dinner or maybe even skip eating altogether.  (Coming soon note on fasting )

Let life happen naturally sometimes,   it’s good for your mind, body and attitude.

Check out a deadline that’s coming up for me this next week!